Canada Pension Plan Disability (CPPD)
To qualify for a Canada Pension Plan (CPP) disability benefit, you must:
- have a severe and prolonged disability;
- be under the age of 65; and
- meet the CPP contribution requirements.
Canada Pension Plan (CPP) provides disability benefits to people who have made enough contributions to the CPP and who are disabled and cannot work at any job on a regular basis. Benefits may also be available to their dependent children.
To qualify for a disability benefit under the Canada Pension Plan (CPP), a disability must be both "severe" and "prolonged", and it must prevent you from being able to work at any job on a regular basis.
- Severe means that you have a mental or physical disability that regularly stops you from doing any type of substantially gainful work.
- Prolonged means that your disability is long-term and of indefinite duration or is likely to result in death.
Both the "severe" and "prolonged" criteria must be met simultaneously at the time of application. There is no common definition of "disability" in Canada. Even if you qualify for a disability benefit under other government programs or from private insurers, you may not necessarily qualify for a CPP disability benefit.
For more information, consult the following resources:
Overview & Eligibility (provided by Service Canada)
If you still have questions, please contact us at 250-753-2321.